:root{
  --blue:#0b3d91;
  --green:#1b8f3a;
  --text:#111;
  --muted:#4b5563;
  --bg:#ffffff;
  --soft:#f4f7ff;
  --line:#e7e7e7;
  --card:#ffffff;
  --shadow: 0 8px 24px rgba(0,0,0,.08);
  --radius: 16px;
  --max: 1120px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family: Arial, Helvetica, sans-serif;
  color:var(--text);
  background:var(--bg);
  line-height:1.55;
}
a{color:var(--blue);text-decoration:none}
a:hover{text-decoration:underline}
.wrap{max-width:var(--max);margin:0 auto;padding:0 20px}
header{
  position:sticky;
  top:0;
  z-index:20;
  background:#fff;
  border-bottom:1px solid var(--line);
}
.top{
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:16px;
  padding:14px 0;
  flex-wrap:wrap;
}
.brand{
  display:flex;
  align-items:center;
  gap:12px;
  min-width:260px;
}
.brand img{height:44px;width:auto;border-radius:10px}
.brand .t{display:flex;flex-direction:column}
.brand .t b{font-size:16px;letter-spacing:.2px}
.brand .t span{font-size:12px;color:var(--muted)}
nav{
  display:flex;
  gap:14px;
  flex-wrap:wrap;
  align-items:center;
  justify-content:flex-end;
}
nav a{font-size:13px;color:#111;padding:8px 10px;border-radius:999px}
nav a:hover{background:var(--soft);text-decoration:none}
.lang{
  display:flex;
  gap:10px;
  align-items:center;
}
.lang a{
  font-size:12px;
  padding:8px 10px;
  border:1px solid var(--line);
  border-radius:999px;
}
.lang a.primary{
  border-color:var(--blue);
  color:var(--blue);
}
.hero{
  background: linear-gradient(180deg,var(--soft),#fff);
  border-bottom:1px solid var(--line);
}
.hero .grid{
  display:grid;
  grid-template-columns: 1.1fr .9fr;
  gap:18px;
  padding:38px 0;
  align-items:center;
}
h1{margin:0 0 10px 0;font-size:34px;line-height:1.15}
p{margin:0 0 12px 0;color:#111}
.lead{font-size:16px;color:#111}
.mini{font-size:13px;color:var(--muted)}
.ctaRow{display:flex;gap:12px;flex-wrap:wrap;margin-top:14px}
.btn{
  display:inline-block;
  padding:12px 14px;
  border-radius:12px;
  font-weight:700;
  font-size:13px;
  border:1px solid var(--line);
  background:#fff;
  color:#111;
}
.btn.primary{
  background:var(--blue);
  color:#fff;
  border-color:var(--blue);
}
.btn.green{
  background:var(--green);
  color:#fff;
  border-color:var(--green);
}
.btn:hover{text-decoration:none;filter:brightness(0.98)}
.kpiRow{
  display:grid;
  grid-template-columns: repeat(2,1fr);
  gap:12px;
  margin-top:16px;
}
.kpi{
  background:#fff;
  border:1px solid var(--line);
  border-radius: var(--radius);
  padding:14px;
  box-shadow: var(--shadow);
}
.kpi b{display:block;font-size:14px}
.kpi span{display:block;font-size:12px;color:var(--muted);margin-top:6px}
.section{padding:42px 0}
.section h2{margin:0 0 12px 0;font-size:24px}
.section p{color:#111}
.cards{
  display:grid;
  grid-template-columns: repeat(3,1fr);
  gap:14px;
  margin-top:12px;
}
.card{
  border:1px solid var(--line);
  border-radius: var(--radius);
  padding:16px;
  background:var(--card);
  box-shadow: var(--shadow);
}
.card h3{margin:0 0 8px 0;font-size:16px}
.card p{margin:0;font-size:13px;color:var(--muted)}
.band{
  background:#111;
  color:#fff;
}
.band p{color:#e5e7eb}
.band .steps{
  display:grid;
  grid-template-columns: repeat(4,1fr);
  gap:12px;
  margin-top:14px;
}
.step{
  border:1px solid #2a2a2a;
  border-radius: var(--radius);
  padding:14px;
  background:#151515;
}
.step b{display:block;font-size:14px}
.step span{display:block;margin-top:6px;font-size:12px;opacity:.92}
.split{
  display:grid;
  grid-template-columns: 1fr 1fr;
  gap:16px;
  align-items:start;
}
.note{
  border:1px solid var(--line);
  background:var(--soft);
  border-radius: var(--radius);
  padding:14px;
  font-size:13px;
  color:#111;
}
footer{
  border-top:1px solid var(--line);
  padding:18px 0;
  font-size:12px;
  color:var(--muted);
}
.footerRow{
  display:flex;
  gap:16px;
  justify-content:space-between;
  flex-wrap:wrap;
  align-items:center;
}
.whatsapp{
  position:fixed;
  right:16px;
  bottom:16px;
  z-index:50;
}
.whatsapp a{
  display:flex;
  align-items:center;
  justify-content:center;
  width:56px;
  height:56px;
  border-radius:999px;
  background:var(--green);
  color:#fff;
  font-weight:800;
  box-shadow: var(--shadow);
  border:1px solid rgba(255,255,255,.2);
}
.whatsapp a:hover{text-decoration:none;filter:brightness(.98)}
@media (max-width:980px){
  .hero .grid{grid-template-columns:1fr}
  .cards{grid-template-columns:1fr}
  .band .steps{grid-template-columns:1fr}
  .split{grid-template-columns:1fr}
  h1{font-size:28px}
  .kpiRow{grid-template-columns:1fr}
}